IIGL are excited to announce the addition of Personal Accident insurance under our Contractors All Incorporated Product.
Why does your client need Personal Accident insurance?
Working in the trades industry means your clients are at higher risk than most of having accidents. Working on construction sites, with electricity, with heating systems, plant machinery, or chemicals comes with some serious hazards. In such a dangerous job, it’s extremely important to be protected by a Personal Accident policy.
It’s a must for self-employed tradesmen who may need to cover a period of lost earnings and pay business expenses.
What does IIGL’s Personal Accident insurance cover?
- A choice of three different levels of cover (see Benefits)
- An accident or injury that occurs whilst an employee are actively at work for the Insured and actively employed by the Insured during the Period of Insurance – excluding pre existing conditions
- Accidental death
- Total or permanent disability as the result of an accident
- Injuries resulting from falls, slips and spillages
- The loss of body parts or the loss of the ability to use them fully
- Funeral expenses
What are the Benefits?
How to obtain a Personal Accident quotation?
Personal Accident insurance is part of IIGL’s Contractors All Incorporated (CAI) product and can be purchased alongside our liability insurance.
Personal Accident can be quoted as new business, added mid term to an existing CAI policy or added at renewal.
Personal Accident is quoted on the required benefit level, type of trade category and total wageroll.
Premiums from £10, plus IPT
For further information on Personal Accident or to discuss any risks which you would like IIGL to consider, please contact Kristian Bartlett, Head of Sale and Distribution on 07780 215 568
Alternatively log you enquiries on IIGLOO or submit your presentation to quotes@iigl.co.uk
