Contractors All Incorporated

Contractors All Incorporated

Our flagship policy allows Contractors to tailor an array of covers in a bespoke fashion to provide them with a comprehensive package not seen within this sector. 

Empowered trading Underwriters and slick online systems makes this a great tool to help our agents win and retain business.

Contractors Liability Key Benefits:

  • Schemes backed by ‘A’ rated security
  • Comprehensive Policy wording
  • No height limit
  • Depth limit to 5 metres or lower
  • Up to £10 million Employers Liability Cover
  • Up to £5 million Public/Products Liability Cover – Excess of Loss available
  • Defective workmanship extensions
  • Financial Loss Extension
  • Experienced Underwriters on hand for in-house underwriting and instant decisions
  • High discount levels for well managed risks, Health & Safety/Risk management conscious, claims free risks, risk associated with trade federations
  • Wages/Turnover or Per Capita basis

Excess of Loss Liability Key Benefits:

  • ‘A’ rated UK based security
  • Excess Public/Products and Employers Liability
  • Comprehensive wording
  • Capacity up to £100m
  • Ability to follow all rated primary wordings

Contractors All Risks Key Benefits:

  • Exclusive Scheme to IIGL
  • Scheme backed by A rated security
  • Comprehensive policy wording
  • Minimum Premium £500, plus I.P.T.
  • Cover up to £5m any one Contract
  • Cover for Scaffolding Poles whilst erect
  • Own plant cover up to £250k
  • Employees Tools cover up to 50k
  • 20% Escalator Clause
  • Automatic Reinstatement
  • Cover anywhere in the EU

Contractors Legal Expenses Key Benefits:

  • Limit of indemnity of £250,000
  • Minimum premiums from £105
  • A rated security
  • Employment disputes and awards
  • Employment restrictive covenants
  • Tax protection
  • Property protection Compliance & Regulation
  • Contract & Debt Recovery
  • Crisis Communication
  • Employees extra protection
  • Access to 24 hour, 365 day Legal & Counselling Helpline
  • Access to Tax Guidance Telephone Service

Professional Indemnity Key Benefits:

  • ‘A’ Rated UK based security
  • Limits from £250k to £5m
  • Infringement of Copyright Extension
  • Indemnity to Employees
  • Predecessors in business included
  • Defence costs and expenses
  • Specialist designers and consultants working on the insurers behalf

Material Damage Key Benefits:

  • All risks covered including Accidental Damage
  • Cover for contents, stock, tools, power tools
  • Cover for scaffolding tubes available.
  • Minimum Premium £250, plus I.P.T
  • Multi location policies available
  • Package available

Directors & Officers Liability Key Benefits:

  • £1,000,000 limit of indemnity
  • Corporate Liability and EPL limit of indemnity £100,000
  • Nil policy excess
  • Minimum premiums from £75
  • A rated security
  • Automatically gives cover on the same terms for all subsidiary companies including any subsidiaries bought during the period of insurance
  • Automatically includes 30 days cover cover on the same terms following a management buy out
Health and Safety Online Programme:
  •  Health & Safety Online including Risk Management Consultancy
  • Live ask the expert chat/email
  • Online drafting of Health & Safety and HR policies.
  • Full online Health & Safety assessment of the clients business
  • Drivers Database providing a simple fleet management tool
  • Up to date topical items reported on site.
  • Disaster Recovery planning with free offsite online storage
  • Access to e learning modules for training needs accredited by RoSPA (Royal Society for the Prevention of Accidents), CPD Standards Office and NVQ (National Vocational Qualifications), meaning our modules don’t just tick a box. This is offered at a reduced cost.