Contractors All Incorporated
Our flagship policy allows Contractors to tailor an array of covers in a bespoke fashion to provide them with a comprehensive package not seen within this sector.
Empowered trading Underwriters and slick online systems makes this a great tool to help our agents win and retain business.
Contractors Liability Key Benefits:
- Schemes backed by ‘A’ rated security
- Comprehensive Policy wording
- No height limit
- Depth limit to 5 metres or lower
- Up to £10 million Employers Liability Cover
- Up to £5 million Public/Products Liability Cover – Excess of Loss available
- Defective workmanship extensions
- Financial Loss Extension
- Experienced Underwriters on hand for in-house underwriting and instant decisions
- High discount levels for well managed risks, Health & Safety/Risk management conscious, claims free risks, risk associated with trade federations
- Wages/Turnover or Per Capita basis
Excess of Loss Liability Key Benefits:
- ‘A’ rated UK based security
- Excess Public/Products and Employers Liability
- Comprehensive wording
- Capacity up to £100m
- Ability to follow all rated primary wordings
Contractors All Risks Key Benefits:
- Exclusive Scheme to IIGL
- Scheme backed by A rated security
- Comprehensive policy wording
- Minimum Premium £500, plus I.P.T.
- Cover up to £5m any one Contract
- Cover for Scaffolding Poles whilst erect
- Own plant cover up to £250k
- Employees Tools cover up to 50k
- 20% Escalator Clause
- Automatic Reinstatement
- Cover anywhere in the EU
Contractors Legal Expenses Key Benefits:
- Limit of indemnity of £250,000
- Minimum premiums from £105
- A rated security
- Employment disputes and awards
- Employment restrictive covenants
- Tax protection
- Property protection Compliance & Regulation
- Contract & Debt Recovery
- Crisis Communication
- Employees extra protection
- Access to 24 hour, 365 day Legal & Counselling Helpline
- Access to Tax Guidance Telephone Service
Professional Indemnity Key Benefits:
- ‘A’ Rated UK based security
- Limits from £250k to £5m
- Infringement of Copyright Extension
- Indemnity to Employees
- Predecessors in business included
- Defence costs and expenses
- Specialist designers and consultants working on the insurers behalf
Material Damage Key Benefits:
- All risks covered including Accidental Damage
- Cover for contents, stock, tools, power tools
- Cover for scaffolding tubes available.
- Minimum Premium £250, plus I.P.T
- Multi location policies available
- Package available
Directors & Officers Liability Key Benefits:
- £1,000,000 limit of indemnity
- Corporate Liability and EPL limit of indemnity £100,000
- Nil policy excess
- Minimum premiums from £75
- A rated security
- Automatically gives cover on the same terms for all subsidiary companies including any subsidiaries bought during the period of insurance
- Automatically includes 30 days cover cover on the same terms following a management buy out
Health and Safety Online Programme:
- Health & Safety Online including Risk Management Consultancy
- Live ask the expert chat/email
- Online drafting of Health & Safety and HR policies.
- Full online Health & Safety assessment of the clients business
- Drivers Database providing a simple fleet management tool
- Up to date topical items reported on site.
- Disaster Recovery planning with free offsite online storage
- Access to e learning modules for training needs accredited by RoSPA (Royal Society for the Prevention of Accidents), CPD Standards Office and NVQ (National Vocational Qualifications), meaning our modules don’t just tick a box. This is offered at a reduced cost.
