Business Essentials

Business Essentials

The Business Assist product has been designed as a flagship tool for Brokers to win and/or retain business. We have taken several essential products that would usually cost over £1,000 if purchased separately into one neat package that enables a cost saving for our clients.

Cover comprises of the following, all of which are available to businesses with a turnover of up to £5,000,000:

  • Directors & Officers
    • Entity & EPL Extensions Available at additional charge
  • Commercial Legal Expenses
    • Contracts Cover included
    • Debt Recovery over £200
  • Business Emergency Assistance
    • £500 per call out
    • Cover for multiple sites
  • Legal Document Library
    • Over 400 documents at their disposal
  • Health and Safety Online Consultancy
    • Via £250 Redeemable Voucher
    • Online NVQ Training for 100 staff at additional charge
  • Business Helplines
    • Legal
    • Tax & VAT
    • HR & Employment
    • Redundancy
    • Crisis Communication
    • Counselling
    • Health & Safety

Key benefits include:

  • Directors & Officers £1,000,000 limit

  • Commercial Legal Expenses £250,000 limit including Employment, Tax, Property, Compliance and Regulation, 24-hour legal helpline, Tax helpline a Contract and Debt Recovery, Employment Restrictive Covenants and Crisis Communication

  • Business Emergency Assistance limit £500 any one claim, unlimited claims in the policy year and providing emergency assistance for small businesses who suffer from heating system breakdown (Boiler max output 60kw/hr), plumbing and drainage problems, problems with windows, locks, keys, sole customer toilet breakdown, vermin infestation and premises access restrictions due to fallen trees or fly-tipping – 24/7 emergency Contractor call-out – no policy excess

  • Legal Document Library access to 100’s of legal documents to aid you with certain legal situations

  • Health and Safety Online including Risk Management Consultancy with live “Ask the expert” chat/email – essential risk management following the recent changes implemented by the HSE and “Fee for intervention”