Residential Property Owners

A simple product designed to cover all types of residential property from single homes to large diverse portfolios

Key benefits include:

  • Quotations available for individual properties or portfolios of commercial properties
  • Comprehensive package as standard including Loss of Rent, Subsidence and Property Owners Liability
  • Experienced underwriters on hand with authority for instant decisions
  • No claims bonus available
  • Non-Standard Commercial Risks Accepted
    • Unoccupied  commercial properties with optional full perils
    • Multi-tenure property damage
    • Non-standard construction commercial properties
    • Landlords with CCJ’s, previous Bankruptcy and Criminal Convictions
    • Extensive list of high risk tenancy types
    • High risk postcodes considered
    • Unoccupied residential and commercial properties with optional full perils

 Optional covers include:

  • Cover for Buildings, Landlords Contents, Loss of Rent and Liabilities
  • Alternative accommodation for residential lets following accidental damage
  • Up to £10 million limit for property owner’s liability
  • Fire, full perils including theft, malicious damage and subsidence cover as standard
  • Loss of Rent cover up to 100% of Residential Buildings Sum Insured
  • Excesses from just £50
  • Short period policies
  • Quick quote turnaround
  • ‘A’Rated Insurers