Our per capita tradesmen product is available for businesses with a turnover of less than £650,000.

The policy can cater for self employed persons and also businesses with up to 10 manual employees. The maximum number of 10 manual employees does not include clerical employees, therefore if a business has 10 manual employees and 2 clerical employees it is still suitable for our product.

Cover is available for a wide range of trades and automatically includes cover for temporary staff up to 50 man days in any period of insurance.

Key benefits include:

  • Buy online
  • Public Liability £1,000,000 as standard
  • Clerical Employees are FREE OF CHARGE
  • Multiple trades accepted
  • Clerical business covered worldwide automatically
  • Temporary visits to the European Union covered automatically
  • Wide range of low and high risks trades covered
  • Comprehensive policy wording
  • Experienced underwriters on hand with authority for instant decisions
  • No claims bonus available on all trades

Optional covers include:

  • Employers Liability £10,000,000 as standard
  • Public & Products Liability up to £10,000,000
  • Contract Works cover available
  • Own Plant cover available
  • Hired In Plant cover available
  • Personal Accident cover available for Principals, Partners & Directors
  • Failure To Perform cover available for selected trades